Randy Carver
President of Carver Financial Services, RJFS Regisered Principal and Co-Founder of Top Producer International, LLC
About Randy Carver:  Randy Carver is president of Carver Financial Services Inc. an independent registered investment advisor and a registered principal with Raymond James Financial Services Inc. (member FINRA/SIPC). Carver Financial Services manages more than $2 billion for clients globally. He has been a member of the Raymond James Chairman’s Council every year since 1992 and the No. 1 producer at RJFS every year since 2014. Randy has founded and run a number of successful businesses since the age of 11.

If you aren’t sure you can achieve success because of obstacles you face, please consider the following. Randy has founded a number of highly successful businesses, despite seemingly insurmountable challenges and life-threatening medical issues.

Adversity Leads to Determination
At the age of 12, Randy was diagnosed with non-Hodgkin’s Lymphoma. He spent more than three years in treatment, eventually losing the complete lobe of his left lung and parts of his right lobe, his spleen and his thymus. A surgical procedure to remove a mass in his neck paralyzed his vocal cords, leaving him with a raspy voice.

In 1987, Randy graduated from Oberlin College in Oberlin, Ohio, with a bachelor’s degree in economics. He immediately opened a branch office for a regional brokerage firm in Mentor, Ohio. He was one of the fastest starters in the firm’s history when, in the spring of 1989, Randy was in an airplane crash. Unconscious for a week, he suffered collapsed lungs, broken ribs, a cracked larynx and a crushed nose. For almost a year, he could not speak. His sales assistant read his written notes to clients — and the practice thrived. Randy’s branch would become one of the company’s most successful within three years.

In December 1990, Randy founded Carver Financial Services Inc. to provide Personal Vision Planning™. He has offered securities through Raymond James Financial Services since then. Randy subsequently suffered a number of medical challenges after forming his own firm. For example, he survived a motorcycle crash that shattered his arm; his thyroid was removed; he broke both femurs, necessitating extensive therapy to walk again; and he survived a heart attack, after which he had to have a pacemaker installed.

While some people might buckle under such strain from such a young age, these bouts with significant adversity gave Randy a strong sense of life’s fragility, honed his entrepreneurial resolve and gave him determination to succeed.

Randy sees many parallels between nurturing one’s health and optimizing time to enjoy both your personal and professional life. In 2014, he published a book on improving health, wealth and happiness with a Las Vegas medical doctor, Jack Anstandig, MD. The book is titled Optimize Me: The Guide to Better Health, Wealth & Happiness. In January 2018, Randy published his fourth book, the Amazon top-selling 1440: What the Ultra-Successful Do to Get More Out of Every Minute and How You Can, Too.

Randy is a General Securities Principal (Series 24 license), Municipal Securities Principal (Series 53 license), holds Series 7 and Series 63 securities licenses, in addition to a series 31 futures license. He also holds a life, health, and annuity insurance license. Randy has earned the Chartered Retirement Planning Counselors CRPC® designation from the College for Financial Planning and is a Certified Divorce Financial Analyst® practitioner, having completed the certification from the Institute for Divorce Financial Analysts earning the CDFA® designation.

Since 1989, Randy has taught accountancy board-approved continuing education courses for Certified Public Accountants, as well as courses approved by the Supreme Court Commission on Continuing Legal Education for attorneys. He has appeared as a commentator on FOX Business, CNN, Yahoo Finance, Bankrate, Cheddar TV, Newsmax, and Fox News. He has been featured in The New York Times, Barron’s, Forbes, Financial Times, Crain’s Cleveland Business and other national publications. Both Barron’s and Forbes have recognized Randy as one of the country’s top advisors every year since 2016.

Randy lives in Kirtland Hills, Ohio, with his significant other, Christine, and their four dogs: Hercules, Mongo, Brutus and Apollo. He enjoys flying and is a co-owner of a Honda Jet through Jet It. His daughter, Cidney, lives in Israel.
Bryan Sweet
Founder, CEO of Sweet Financial Partners, Wealth Advisor, Creator of The Dream Architect™ and Co-founder of Top Producer International, LLC
About Bryan Sweet: Bryan is a cultivator of opportunity and that is reflected in his passion for serving the clients of Sweet Financial Partners. Beginning his financial services career in 1979, Bryan has done more than create lasting wealth plans for the wonderful clients he's been so fortunate to work with. He has worked to create a movement in this industry to help people realize just how much they are capable of, and just how much they can put their money to work for them.

A Fairmont native, Bryan earned his master’s degree in financial services from The American College in Bryn Mawr, Pennsylvania, before embarking on what would be a lifelong career as a wealth management consultant. He established Sweet Financial Services in 1987 because he knew he wanted to create something lasting and impactful for the future. He saw an opportunity to help people not only accumulate wealth, but to maximize the opportunities and simplify the complexities that come with the distribution phase of life.

Bryan has been named to the Forbes Best-in-State Wealth Advisor list, Inc Magazines Top 5000 list for fastest growing Private Companies, and the Financial Times Top 400.

Bryan’s hunger for continued education and growth is something that will never be fully satisfied. Which means that he has created a culture at Sweet Financial that is centered on continued personal and professional growth. This is also reflected in his work with clients as you will often catch Bryan sharing the capability and potential that he sees in others.

As a leader in our industry and a true giver by nature, Bryan, alongside his President Brittany Anderson, coaches other financial advisors from across the country through a business they created called Ultimate Advisor Coaching. In addition to the one-on-one coaching they also have a podcast that provides additional insights into their platform and the concepts they coach on.  Bryan has also authored five books including the soon-to-be released, Build A Retirement Beyond What's Possible: Dream Architecture.

Setting aside all of Bryan’s accomplishments and wonderful contributions to our community and beyond, his biggest passion in life is to help his clients and team design a life that they can’t wait to wake up to, which is why he created Sweet Financial’s proprietary process, The Dream Architect™. His passion for helping people realize their biggest dreams in this life is reflected in his generosity, his push for greatness and his commitment to excellence.

To show his commitment to helping people realize what is possible Bryan has created two different foundations. The first is The Marilyn Borchardt-Sweet Foundation, which provides scholarships to the children of hard-working single moms, which he holds close to his heart after growing up with a single mom himself. The second is named after his aunt and uncle that he admired so much, The Roy & Jean Yeager Foundation. This provides monetary donations to various initiatives in the Blue Earth community, which Roy and Jean loved so much.

While Bryan currently works with a select number of clients directly, his biggest contribution at Sweet Financial Partners is in his work as the visionary for the practice. He is always looking for new and improved ways to enhance the client experience and take the business to the next level of excellence. 

Bryan and his wife Mary Beth reside in Fairmont with their beloved cat, Gus.  In his free time he enjoys hiking and boating along with traveling to new and exciting destinations around the world. 

Contact us at or call (800) 658-2507
Hosted by Top Producer International, LLC 
Fairmont, MN 56031 United States